ACA Open Enrollment: dates, deadlines and what happens if you miss them
When ACA / Obamacare Open Enrollment runs, what the January 15 deadline means for your start date, and how Special Enrollment Periods work.
Plain-language guides to health coverage
Short, factual guides to the questions people ask before they call. Written in plain language, updated as the rules change, and always ending with a licensed agent you can actually reach.
ACA / Obamacare
How ACA premium tax credits work (and why your income estimate matters)
A plain-language explanation of the financial help that lowers Marketplace premiums, who qualifies, and how to avoid a surprise at tax time.
Lost your job? Your health insurance options, in order
What happens to your coverage when a job ends, how the 60-day Special Enrollment Period works, and how COBRA compares to a Marketplace plan.
Medicare
Medicare Annual Enrollment (Oct 15 – Dec 7): what you can change and why to review every year
What the Medicare Annual Enrollment Period lets you do, what it does not, and a simple checklist for reviewing your coverage each fall.
Questions about coverage? Talk with a real person.
Licensed agents, English or Spanish, no cost to call.
(877) 479-6279